For landlords
Rental income and tax, sorted
Track rent and property expenses across all your properties, get the residential finance-cost treatment right automatically, and file your property income to HMRC under Making Tax Digital — ready for the MTD for Income Tax rollout.
- ✓Track income and expenses per property
- ✓Correct treatment of residential mortgage interest (the 20% tax credit)
- ✓SA105-shaped figures, annual and quarterly, computed for you
- ✓File quarterly updates and finalise directly with HMRC
Per-property tracking
Keep each property’s rent and costs separate, with a clear SA105 summary across your portfolio.
Finance-cost credit done right
Residential mortgage interest isn’t deducted — it gives the 20% basic-rate tax credit. FTrak handles this automatically.
Residential & commercial
Different rules for residential vs commercial property finance costs are applied for you.
MTD filing
Submit your UK-property quarterly updates and Final Declaration to HMRC. Recognition in progress.
What's in scope: FTrak covers income from self-employment and property. If that’s your only taxable income you can do the whole cycle here — no accountant needed. If you also have other income (an employed job, dividends, savings interest or capital gains), you may need to account for that separately or take advice.
New to Making Tax Digital? Read what MTD means for you, or try the free tax calculators. FTrak is software and is not a substitute for professional advice.